Homes cost 5x income and first-time buyers are 40. Here’s an honest, hopeful look at how Gen Z can still get ahead: small will grow big, zero grows to zero.
Year: 2026
Road to a $30,000 Car recap: VOO beat savings, borrowing beat selling, and SPYI’s income paid the car loan off faster. Plus why car #2 comes sooner.
Round 3 of Road to a $30,000 Car: borrow against VOO or SPYI at 60% LTV and 8%? Real data on timing, interest, and balances at payoff.
Round 2 of Road to a $30,000 Car: sell VOO for the car, or borrow against it at 60% LTV and 8%? Real data on timing, interest, and wealth.
Round 1 of Road to a $30,000 Car, on real history: $500 a month in Ally savings vs VOO from 2021. Which hit $30k after tax first?
What is money for? A plain-English look at money’s real purpose, why money obsession backfires, and how to set your own “enough” number.
What a NASDAQ delisting means for shareholders—reasons, timeline, OTC trading, two real case studies, and how to monitor your shares.
Passive income is money that keeps coming in with little ongoing effort. Here’s what it is, 5 simple sources, and how to start with as little as $50 a week.
SCHD yields only about 3%, but a growing dividend, built-in quality screens, a 0.06% fee, and a rising share price make it worth a second look next to covered-call ETFs.
We all get the same 24 hours. The difference between the consumer mindset and the creator mindset is where those hours go, and it shapes your money.