Skip to content
Help Your Finances

Help Your Finances

Your Partner in Personal and Business Financial Growth

  • Personal Finance
  • Investing
  • Business
  • Dividends

Month: September 2026

  • Home
  • 2026
  • September
SCHD featured graphic: the title "SCHD: Look Past the 3%" beside a small gold "3% yield today" tag and a navy chart of SCHD's split-adjusted dividend per share rising from $0.27 in 2012 to $1.05 in 2025, with a blue line showing the share price climbing.
Investing

SCHD: 5 Reasons This “Boring” 3% Dividend ETF Deserves a Second Look

September 29, 2026September 29, 2026

SCHD yields only about 3%, but a growing dividend, built-in quality screens, a 0.06% fee, and a rising share price make it worth a second look next to covered-call ETFs.

Read More
Split illustration: on a navy 'Consumer' side, a couch faces a glowing TV and a phone with a scrolling feed; on a cream 'Creator' side, a desk holds a laptop with a rising chart, building blocks, a plant and a lightbulb, with a clock reading 'Same 24 hours' in the center.
Wealth mindset

Consumer or Creator? The Time Mindset That Separates the Rich From the Poor

September 28, 2026

We all get the same 24 hours. The difference between the consumer mindset and the creator mindset is where those hours go, and it shapes your money.

Read More
Three labeled panels for covered call ETFs: Yield (cash paid recently), NAV (did share price hold?), and Total return (price plus distributions), with a small vs S&P 500 chip. Help Your Finances editorial featured image.
Investing

Do Covered Call ETFs Beat the S&P 500? A Look at NAV, Yield, and Total Return

September 25, 2026September 25, 2026

If you’ve seen a covered call ETF advertising a double-digit “yield,” it’s fair to ask a harder question: Does that cash flow come with a

Read More
Beginner comparing growth, dividend, and covered call ETF paths
Investing

Growth vs Dividend vs Covered Call ETFs: Which Fits a Beginner?

September 22, 2026September 22, 2026

If you’re new to investing, ETF labels can feel like three different languages: Growth ETF Dividend ETF Covered call ETF (sometimes called premium-income) They’re all

Read More
Beginner investing — welcoming start small $50 a week habit
Investing

From a $50 Habit to ~$25K: Paying Myself First as a Beginner Investor

September 19, 2026September 19, 2026

How a beginner turned a $50/week automatic investment habit into ~$25K over four years — DCA, pay yourself first, and lessons if you’re just starting.

Read More
Dividends Investing

Keep Calm Update (Sep 2026): VOO, QQQM, SCHD — Plus an Optional Income Sleeve

September 18, 2026September 19, 2026

Sep 2026 update to our calm ETF trio: VOO + QQQM + SCHD, plus an optional GPIX/GPIQ income sleeve — same long-term mindset, clearer tradeoffs.

Read More
Why I’m switching from QQQ to QQQM for my weekly $50.
Investing

Why I’m Switching From QQQ to QQQM for My Weekly $50

September 15, 2026September 15, 2026

Same Nasdaq-100 exposure, lower expense ratio. Why I’m moving my $50-a-week habit from QQQ to QQQM — with the fee math, caveats, and when I’d still keep QQQ.

Read More
Wealth mindset

Your First Real Paycheck: Things, Appearance, or Time?

September 14, 2026September 14, 2026

The direct deposit hits on a Friday. Not a campus refund. Not birthday money from your aunt. An actual paycheck from an actual job —

Read More

Subscribe to our newsletter!

September 2026
M T W T F S S
 123456
78910111213
14151617181920
21222324252627
282930  
« Mar   Oct »
All Rights Reserved 2025
Proudly powered by Joshmastaaa