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Day: October 10, 2026

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Chart of the VOO path and SPYI path account values from 2021 to 2031, with each path's loan balance, car purchase and payoff markers, the projection period shaded, and a loan-to-value panel
Personal Finance Wealth mindset

Road to a $30,000 Car, Day 3: VOO vs SPYI, Both Borrowing

October 10, 2026October 10, 2026

Round 3 of Road to a $30,000 Car: borrow against VOO or SPYI at 60% LTV and 8%? Real data on timing, interest, and balances at payoff.

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