Homes cost 5x income and first-time buyers are 40. Here’s an honest, hopeful look at how Gen Z can still get ahead: small will grow big, zero grows to zero.
Category: Wealth mindset
Round 3 of Road to a $30,000 Car: borrow against VOO or SPYI at 60% LTV and 8%? Real data on timing, interest, and balances at payoff.
Round 2 of Road to a $30,000 Car: sell VOO for the car, or borrow against it at 60% LTV and 8%? Real data on timing, interest, and wealth.
Round 1 of Road to a $30,000 Car, on real history: $500 a month in Ally savings vs VOO from 2021. Which hit $30k after tax first?
What is money for? A plain-English look at money’s real purpose, why money obsession backfires, and how to set your own “enough” number.
We all get the same 24 hours. The difference between the consumer mindset and the creator mindset is where those hours go, and it shapes your money.
The direct deposit hits on a Friday. Not a campus refund. Not birthday money from your aunt. An actual paycheck from an actual job —