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Day: November 3, 2026

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Side-by-side comparison graphic titled SPAXX vs SGOV, near-cash sleeve: left card SPAXX, money market, stable $1, easy to spend; right card SGOV, T-bill ETF, slightly higher yield, larger buffer; footer reads downturn buffer, don't sell stocks at the bottom.
Investing

SPAXX vs SGOV: Picking the “Cash That Pays You” Sleeve for a Bulletproof Portfolio

November 3, 2026

Every “bulletproof” portfolio I’ve built or reviewed has one boring piece in it that matters more than it looks: an almost-cash sleeve. Its price barely

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