1) When do you buy stocks?
I like to buy when the market opens—there’s always a buzz of anticipation! Whether it’s bad financial news or a company’s earnings report that didn’t impress investors, stock prices are usually at their lowest at the start of trading. That said, prices can also drop midday due to breaking news, so I stay on my toes!
2) How often do you buy or sell?
I buy more often than I sell—and in small chunks. Since I consider myself a long-term investor, I keep adding to my high-conviction stocks, especially during downturns. I usually sell when:
✅ I’ve gained a significant percentage
✅ I need cash on hand
✅ My conviction in a company starts to fade
3) Do you prefer Growth or Dividend stocks?
I like to keep it balanced between the two!
4) What’s your goal with Growth stocks?
To build gains that I can eventually reinvest into dividend stocks. When I make a solid profit on a growth stock, I typically sell it and use the proceeds to buy more growth and dividend stocks.
5) What’s your goal with Dividend stocks?
To build a nest egg big enough to live off the dividends! 💰
6) How much dividend income do you earn annually?
Right now, I’m pulling in about $3,600 per year—roughly $300 per month. Not bad for some extra passive income!
7) Do you DRIP your dividends?
Nope! If you’ve been following me, you might remember my blog post from January 6:
🛑 “The dark side of DRIP (Dividend Reinvestment Plan)“
I stopped using DRIP and now reinvest my dividends manually based on where I see the best opportunities.
8) What are your top 5 dividend stocks by yield?
📈 Highest Yielders:
🔹 ARLP
🔹 PFE
🔹 EPD
🔹 F
🔹 UPS
9) What are your top 5 dividend stocks by market value?
💰 Biggest Holdings:
🔹 Realty Income (O)
🔹 Vanguard Total Stock Market ETF (VTI)
🔹 Apple (AAPL)
🔹 Schwab U.S. Dividend Equity ETF (SCHD)
🔹 ARLP
10) Why the disconnect?
Stocks with higher yields tend to come with higher risk. Since I’m a risk-averse investor, my largest positions are in lower-yielding but more stable stocks and ETFs.
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